With the England midfielder having just one year left on his contract, there is an onus to make a quick decision.
Gallagher can leave for a free agent at the end of the 2024/2025 season, but Chelsea are in no rush.
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Transfer expert Fabrizio Romano states that a decision will be made in the summer.
A lot may depend on who is in charge at the club when the new season rolls around.
Manager Mauricio Pochettino is a fan of Gallagher, but he may not keep his job.